Siirry pääsisältöön

Why Choose AIG for Property All Risks and Operating Losses?

Cover that protects the business from financial effects of property damage.

Insurance programmes focused on multinational, large domestic and upper middle market companies can be tailored to suit clients' needs anywhere in the world, while offering coverage against material damage and business interruption on a specified-perils or all-risk basis.

The AIG Advantage

AIG Property 'All Risks' and Operating Losses Solutions

We have developed specific approaches for the following activities:

  • Hospitality, including hotels, golf and sports centers
  • Media and Telecommunications, including transmitters, studios and tower structures
  • Infrastructure, including sewerage, waste treatment, way communication and supplies
  • Real Estate, including shopping centers, conference centers, offices and commercial real estate
  • Hospitals, including clinics and personal care centers
  • Information Technology, including services, development and research

Features and benefits

  • Property damage and business interruption - All Risks coverage
  • Buildings, contents, machinery/plant and stock
  • Property at third party premises
  • Goods in transit
  • Loss of gross profit
  • Additional increase in cost of working

Business interruption extensions

  • Contract sites
  • Inland transit
  • Unspecified customer

Optional covers

  • Terrorism
  • Equipment breakdown (electrical/mechanical) including boilers and pressure plant, electrical plant, lifting and handling plant
  • Unspecified supplier

Property risk engineering

Today, the risks to businesses can seem increasingly diverse and complex. International markets, changing workplace and regulatory frameworks, together with emerging technologies and the development of new working practices and partnerships, may all combine to present new uncertainties.

The speed of business activity can also make these risks hard to identify and control of the exposures elusive. We aim to partner with our clients to mutual benefit via thorough analysis of their business operations and associated risks. Services are delivered worldwide by highly-qualified property risk engineers well versed in international standards (such as NFPA) as well as local legislation, codes and standards.

Early involvement in development projects to anticipate property protection issues is the key to avoiding expensive retrofits later. Our early involvement means, for example, ensuring that sprinkler systems are designed and installed in accordance with appropriate international or local standards and meet the fire challenge presented.

Different sectors and business activities can require different loss prevention strategies and our engineers reflect this with a pragmatic approach working closely with our clients. We draw upon a pool of experienced experts in different disciplines, such as electrical, mechanical and civil engineering, security and fire protection.

This material is for the purposes of information only. Full coverage details will be available in the policy documentation.

For additional information please contact us.